I think its kinda funny that I'm reading this artical now.10 easy ways to stash away thousands
Readers share their secret ploys to save cash throughout the year. These clever ideas make saving money easy and painless.
By Liz Pulliam Weston
Money guru Jean Chatzky knows her latest book, �Pay It Down: From Debt to Wealth on $10 a Day,� centers on a gimmick.
The thing is, gimmicks work -- at least when it comes to our often-irrational relationship with money.
Chatzky promises financial freedom for anyone who can scrounge up an extra tenner each day -- what you might spend on lunch, a car wash, a movie ticket. Someone who might feel hopeless at the prospect of paying off $8,000 in credit card debt can embrace this one-day-at-a-time approach, which makes debt repayment seem not only possible, but almost easy.
�It�s a hook, kind of like �no carbs� is a hook,� says Chatzky, financial editor for NBC�s Today Show. �This is a problem we need to get our hands around. . . . (We need) some sort of mental game we can play with ourselves that will help us solve the problem.�
If we were entirely logical, of course, we wouldn�t need hooks or gimmicks or any of the little self-delusions that in reality can be so helpful in giving ourselves a financial cushion.
Since we�re not Mr. Spock, though, savings tricks can prove mighty helpful. Here are some of the things MSN Money readers say they do to get themselves to put aside a little extra:
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It's funny, I actually just set up a gimmick like this myself.
In my kitchen I have a jones natural bottle that appears to be collecting quarters. It is what I call the "Support Our Children Fund", and it's not what you think.
As mentioned before I work with children. ....and no not real children, but adults who act like children. And I was saying for the longest time that if I had a quarter for time I had to deal with childish nonsense, maybe I could save some money.
Now, I don't suspect that this little jar will be able to cover a trip to Egypt, but it definately adds up. Right now I think I have just under $9. If I average a quarter a day, but the end of the month I should have about $7.50. Multiply that by 12 and that's $90.
but here's the thing, ....it makes me really want to save the money. Yes I do have days (yesterday for instance) where I don't put any in, but it's not uncommon for me to come home and put in 75 cents. I've had days where I put in a whole dollar. And the kicker is it's kind expanded to include customers. (maybe even an off shoot of my asshole tax idea) Now, it's not the average short, rude customers, it's the ones that .......wait for it.......act like children! So, if I have a day where I get yelled at by a customer and a co worker does something stupid I come home and put 50 cents in the jar.
I'm seriously almost looking for reasons to put money in the jar. I even have to restrain myself sometimes saying that, "No that wasn't a result of childish behavior, merely an accident".
point being that I'm in agreement with this artical, gimmicks DO work!
2:19 p.m. - March 09, 2006
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